• Ja'Net Adams


Now that the story about billionaire Robert F. Smith pledging to pay off the student debt of the 2019 Morehouse graduating class has worn off there are still millions of people still in student loan debt. I am sure that there is a high chance you reading this post is in student loan debt. There is no way to bankrupt student loan debt so it must be paid one way or the other. I want to share three tips to help you can do just that!

Get In The Know

Many people go years without knowing what type of student loans they have. That is a big mistake not to know whether you have federal loans, private loans, or both. If you have private loans you need to be careful because they can have interest rates that can go up and make your payments unbearable. Also the type of loans that you have will determine your repayment plans if you should need one.

Live Beneath Your Means

Your current and future salary is suppose to take care of your everyday expenses. If you have thousands of dollars in student loan debt that also needs to be taken into account. If you have thousands of dollars in student debt you need to live below your means. It does not matter if you have been out of college for ten years, it is time to make some financial adjustments. Although your paycheck may be $3000 a month your living expenses need to be $1500 a month or less so you can put the rest towards paying off your student loans. 

Build A Treasure Chest

While you are paying off your student loan debt you also need to be saving money. Work your way up to $1500 in savings so that you can be ready for any emergency that comes your way. 

You may have not been one of the Morehouse graduates that are now debt free, but that doesn’t mean you can’t also one day be free of student loan debt. 

In the video below the first ten minutes or so goes deeper into what you can do to become debt free of student loan debt!

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Head to www.TheMoneyAttractorAcademy.com and use coupon code: BIRTHDAY

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